MRS. PRATHIBHA S BHAT; MRS. JYOTHI ACHARYA; MRS. SUMALATHA P J. The Human Factor in Intelligent Banking: Merging Behavioral Finance with Artificial Intelligence. International Journal of Integrated Research and Practice , [S. l.], v. 2, n. 2, p. 22–32, 2026. DOI: 10.65579/31075037.0110. Disponível em: https://ijirp.org/index.php/files/article/view/132. Acesso em: 17 may. 2026.